Terms of Service

KC Claims LLC Last Updated: June 5, 2026

Agreement to Terms

By accessing kcclaims.com or engaging our services, you agree to these Terms of Service. If you do not agree, please do not use our website or services.

About Our Services

KC Claims LLC is a licensed public adjusting company operating in Texas. We represent policyholders in negotiating insurance claims with their insurance companies. Our services include:

Free claim reviews and consultations

Property damage inspections and documentation

Insurance claim negotiation on your behalf

Guidance through the claims process

KC Claims LLC operates on a contingency fee basis — we only collect a fee from the settlement we recover for you. No fee is charged unless we recover money on your behalf.

SMS / Text Messaging Terms & Conditions

By providing your phone number and opting in via our website chat widget or intake forms, you agree to receive text messages from KC Claims LLC. Messages may include transactional updates, claim status notices, appointment reminders, and follow-ups related to your public adjuster services.

You can cancel the SMS service at any time by texting STOP to the number messaging you. Upon sending "STOP," we will confirm your unsubscribe status via SMS. Following this confirmation, you will no longer receive SMS messages from us. If you experience issues, reply with the keyword HELP for more assistance, or reach out directly to [email protected] or +1 (832) 940-6252. Carriers are not liable for delayed or undelivered messages. Message and data rates may apply. Message frequency varies based on your activity.

Mobile data and SMS consent will not be shared, rented, or sold to third parties or affiliates for marketing purposes.

Opting out of SMS messages will not affect your ability to receive our public adjusting services.

Use of Our Website

You agree to use kcclaims.com only for lawful purposes. You may not:

Use the website in any way that violates applicable laws or regulations

Submit false or misleading information through our forms

Attempt to gain unauthorized access to any part of our website or systems

Use automated tools to scrape or extract data from our website

No Attorney-Client Relationship

KC Claims LLC is a public adjusting firm, not a law firm. Nothing on this website or in our communications constitutes legal advice. We recommend consulting a licensed attorney for legal matters related to your insurance claim.

Disclaimer of Warranties

Our website and services are provided "as is." KC Claims LLC makes no warranties, express or implied, regarding the accuracy of information on our website or the outcome of any insurance claim. Past results do not guarantee future outcomes.

Limitation of Liability

To the fullest extent permitted by law, KC Claims LLC shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of our website or services.

Indemnification

You agree to indemnify and hold harmless KC Claims LLC and its members, employees, and agents from any claims, damages, or expenses arising from your use of our website or violation of these Terms.

Governing Law

These Terms are governed by the laws of the State of Texas. Any disputes shall be resolved in the courts of Harris County, Texas.

Changes to These Terms

We may update these Terms at any time. Changes will be posted on this page with an updated "Last Updated" date. Continued use of our website constitutes acceptance of the updated Terms.

Contact Us

KC Claims LLC 3900 Dacoma St, Apt 474 Houston, TX 77092 Phone: +1 (832) 940-6252 Email: [email protected] Website: kcclaims.com